Privacy Policy
This statement covers the site talkingretirement.com (“Talking Retirement”). Please read this statement carefully before reading/using/posting on Talking Retirement. Your use of Talking Retirement indicates your agreement to abide by the Terms in effect.
Information Collection
Talking Retirement LLC is the sole owner of the information collected on talkingretirement.com. User information may be collected at various points on Talking Retirement.
Comments
Visitors may choose to post comments on particular articles of interest. To post a comment, visitors must submit information including a valid email address. Talking Retirement uses this information to identify users who post comments prohibited by our terms and conditions of use, and will not pass this information to any other organization without first seeking permission to do so.
Mailing List
Talking Retirement may launch a mailing list at some point in the future. In order to sign up to receive e-mail mails from this mailing list, visitors must submit information including a valid e-mail address. Visitors who choose to sign up for the mailing list may receive e-mails from third party Talking Retirement site sponsors. If you do not wish to receive e-mails from third party advertisers, do not sign up for the mailing list.
Discussion Group
In order to further enhance the site, Talking Retirement may launch a discussion board service where visitors can discuss common topics of interest. Visitors will have the option of signing up for this service, and to do so must submit information including a valid e-mail address. Talking Retirement will use this information to identify users who post comments prohibited by our terms and conditions of use, and will not pass this information to any other organization without first seeking permission to do so.
Cookies
Talking Retirement uses cookies. A cookie is a piece of data stored on the user’s computer tied to information about the user. We may use both session ID cookies and persistent cookies. For the session ID cookie, once users close the browser, the cookie simply terminates. A persistent cookie is a small text file stored on the user’s hard drive for an extended period of time. Persistent cookies can be removed by following Internet browser help file directions.
Cookies enable visitors to use the site without having to log in a password more than once a session. You can configure your browser to accept all cookies, reject all cookies, or notify you when a cookie is set. If you reject all cookies, you will not be able to use elements of Talking Retirement that require you to "sign in," and you may not be able to take full advantage of all site features.
Third Party Cookies
Some of our business partners may use cookies on our site (for example, advertisers). However, Talking Retirement has no access to or control over these cookies, once we have given permission for them to set cookies for advertising. This privacy statement covers the use of cookies by Talking Retirement only and does not cover the use of cookies by any advertisers.
Third Party Advertising
The ads appearing on this Web site are delivered to users by Google, among other services. Visitor information, such as number of times a visitor has viewed an ad (but not username, date of birth, or any other personal information), is used to serve ads to users on this site.
Log Files
Like most standard Web site servers we use log files. This includes internet protocol (IP) addresses, browser type, internet service provider (ISP), referring/exit pages, platform type, date/time stamp, and number of clicks to analyze trends, administer the site, track user’s movement in the aggregate, and gather broad demographic information for aggregate use. IP addresses, etc. are not linked to personally identifiable information. We may use a tracking utility that uses log files to analyze user movement.
Legal Disclaimer
Though we make every effort to preserve user privacy, Talking Retirement may need to disclose personal information when required by law wherein we have a good-faith belief that such action is necessary to comply with a current judicial proceeding, a court order or legal process served on our Web site.
Change of Ownership
In the event Talking Retirement goes through a change of ownership, such as a merger, acquisition by another company, or sale of a portion of its assets, visitors’ personal information will, in most instances, be part of the assets transferred.
Links
Talking Retirement contains links to other sites. Please be aware that we, Talking Retirement, are not responsible for the privacy practices of such other sites. We encourage our users to be aware when they leave our site and to read the privacy statements of each and every Web site that collects personally identifiable information. This privacy statement applies solely to information collected by Talking Retirement.
Notification of Changes
Whenever Talking Retirement changes our privacy policy, we will post those changes to this privacy statement, and other places we deem appropriate so our users are always aware of what information we collect, how we use it, and under what circumstances, if any, we disclose it.
Contact Information
If you have any questions or suggestions regarding our privacy policy, please contact us at privacy@talkingretirement.com.
